Common Scams
Lub Xya hli ntuj 30, 2024
Romance. pog yawg. Sweepstakes. Daim Npav Khoom Plig. Dab tsi yog tag nrho cov khoom no muaj sib xws? Lawv feem ntau siv los dag cov neeg tawm ntawm lawv cov nyiaj khwv tau los nyuaj.
Hauv qab no koj yuav nrhiav tau ib co piv txwv ntawm hom los yog nrov scams kom tau saib rau koj tus kheej thiab koj cov nyiaj.
- Tsoom fwv impersonation: tsoom fwv impersonation scammers hom hu rau koj los ntawm ib tsoom fwv lub koom haum, xws li cov FBI, Social Security Administration los yog IRS. Lawv hais ib yam dab tsi phem yuav tshwm sim—koj yuav mus kaw hauv tsev rau txim, piv txwv li—yog hais tias koj tsis them.
- Romance/qoob loo: Feem ntau posing li tub rog los yog ib tug neeg ua hauj lwm txawv tebchaw kom tsis txhob ntsib tim ntsej tim muag, cov scammers tsim fake hauv internet neeg mus nce lub koomhaum thiab affection ntawm lawv cov neeg raug dag hais ua ntej nug nyiaj rau cov kev kub ntxhov.
- Grandparent: Ib tug grandparent scam yuav tus scammer impersonating ib tug hlub ib tug uas yog teeb meem thiab xav tau nyiaj. Cov scams no kuj convincing xyoo tsis ntev los no vim artificial txoj kev ntse uas yuav mimic leej twg lub suab.
- Lottery/sweepstakes/inheritance: Tus neeg ntawd hais rau lawv twb yeej tus nqi zog los yog pub ib tug loj summ nyiaj, uas lawv tsuas saib tau yog hais tias lawv them se thiab cov nqi upfront, los yog hais tias lawv muab lawv tus kheej thiab nyiaj hauv tuam txhab tso nyiaj rau direct deposit.
- Peev: Neeg raug dag hais yog kom coj mus rhaub nyiaj laus, tsev nqis los yog daim credit card, thiab muab lawv cov nyiaj rau hauv cov kev nqis peev uas guaranteed rov qab. Peev scams feem ntau coj daim ntawv ntawm pyramid schemes, lag luam manipulation los yog av investing. Tsis ntev los no, criminals muaj tau siv cryptocurny rau lawv peev scams, nug cov neeg raug dag hais yuav crypto, xws li Bitcoin los yog Ethereum, thiab hloov nws mus rau lawv phab ntsa.
- Tus me nyuam uas tsis yog-tus me nyuam: Fake advertisements entice neeg txiav txim thiab them rau cov khoom hauv internet. Lawv xws li yeej tsis tau txais qhov kev txiav txim los yog tau ib yam dab tsi txawv ntawm dab tsi yog advertised.
- Khoom plig: Posing ua ib lub lag luam los yog tsoom fwv lub koom haum, tus scammer yuav thov nyiaj hauv khoom plig, qhia lawv tsim txom xa lawv cov zauv nyob sab nraum qab ntawm daim card. Tus scammer convinces cov kev pab mus rau ib lub khw nyob ze (e.g., Walmart, Target, Walgreens, los yog CVS) yuav ib daim card khoom plig. Nws scammer ces directs tus neeg siv los kos tawm ntawm zaj duab xis ruaj ntseg zaj duab xis nyob sab nraum qab ntawm daim card khoom plig thiab nyeem cov zauv rau cov scammer. Tus scammer yuav ces remotely saib thiab retrieve tus nqi khoom plig tus nqi los yog, feem ntau, cov khoom plig daim card yuav, muab muag thiab resold rau ib theem nrab.
Feem ntau predators kuj phiaj cov neeg uas mus nrhiav kev nyem los ntawm kev nyuaj siab nyiaj txiag. Hauv qab no yog ob peb hom scams targeting neeg twb muaj nyiaj txiag strain.
Tiv thaiv koj tus kheej ua ntej koj twb tau scammed
Tub sab freeze txoj cai lij choj
- Txoj cai no tso cai rau leej twg hu rau daim credit bureaus (Equifax, Experian, thiab TransUnion) thiab thov ib daim credit freeze... NWS YOG DAWB
- Yuav tsum muab tso rau hauv 3 hnub tom qab thov thiab tsis pub dhau 10 hnub koj mam li muab nws tus PIN pin
- Koj yuav mus ib ntus los yog "thaw' koj daim ntawv qhia txog lub sij hawm kom qhia kom meej meej
- Peb xav kom qhov no ua rau leej twg tsis tau muaj hnub nyoog 18 xyoo los yog tej pej xeem senior uas twb tsis tau qhib daim credit tshiab
https://www.ag.state.mn.us/Consumer/Publications/CreditFreezesFraudAlerts.asp
Peb Cov Xov Xwm Tshiab
A Journey of Hope and Resilience
Ntawm Catholic Charities Emergency Services, peb pom ntau qhov kev ua siab zoo txhua hnub, tab sis kev pub dawb tsis ntev los no los ntawm ib tug tub hluas zoo kawg nkaus tau ua ib qho cim tshwj xeeb rau peb lub siab. Nyob rau yav tsaus ntuj hnub Friday txias, Bryce, tus tub ntxhais kawm hnub nyoog 17 xyoo hauv Albany High School, tau pub nyiaj ntau txog 860 phaus squash. Qhov khoom plig zoo siab no qhia txog lub zog ntawm kev txhawb nqa hauv zej zog, ua pov thawj tias txawm tias nyob rau lub sijhawm nyuaj, yeej muaj kev cia siab. Bryce tau loj hlob nws tus kheej taub dag, squash, thiab gourds nyob rau hauv lub npe Bryce Pumpkin's, uas tau dhau los ua lub npe hu rau cov khoom tshiab, cog hauv zos. Nws txoj kev siv zog txuas ntxiv mus dhau qhov kev loj hlob, thaum nws muag nws cov qoob loo ntawm cov neeg ua liaj ua teb kev lag luam thiab txawm tias muaj lub rooj muag khoom ntawm Made in Minnesota Expo thaum Lub Kaum Ib Hlis, txhawb kev lag luam hauv zos thiab kev ua liaj ua teb ruaj khov. Dab tsi ua rau nws zaj dab neeg muaj kev tshoov siab ntau dua yog li cas Bryce siv nws txoj kev vam meej los muab rov qab. Nws qhov nyiaj pub dawb yuav pab ncaj qha rau cov tsev neeg uas xav tau los ntawm peb lub txee khoom noj, uas ua haujlwm rau St. Cloud thiab thaj chaw ib puag ncig. Bryce's squash pub dawb yuav yog qhov tseem ceeb ntawm peb cov khoom noj txhua hli, pab muab zaub mov zoo rau ntau pua tsev neeg hauv peb lub zej zog. Nws tus cwj pwm qhia tsis tau tsuas yog lub siab uas muaj kev khuv leej xwb tab sis kuj muaj kev sib cuam tshuam ntawm cov neeg ua liaj ua teb hauv zos, kev lag luam, thiab tsev neeg. Thaum cov tub ntxhais hluas nyiam Bryce nce qib, nws yog ib qho kev ceeb toom tias yav tom ntej tau saib xyuas zoo. Bryce zaj dab neeg ua pov thawj tias txawm tias kev ua siab zoo me me tuaj yeem loj hlob mus rau hauv ib qho kev hloov pauv tiag tiag. Los ntawm kev pub dawb zoo li Bryce's, peb muaj peev xwm muab zaub mov rau cov neeg xav tau tshaj plaws, suav nrog cov neeg laus ntawm cov nyiaj tau los ruaj khov thiab cov niam txiv ib leeg ua haujlwm ntau txoj haujlwm. Kev sib txuas ntawm cov neeg ua liaj ua teb hauv zos thiab cov koom haum xws li Catholic Charities txhawb nqa peb lub zej zog thiab txhawb nqa kev cia siab rau cov uas tawm tsam. Saib ua ntej rau lub caij loj hlob yav tom ntej, peb zoo siab pom dab tsi lwm cov neeg hauv zej zog, zoo li Bryce, yuav qhia. Nws txoj kev siv zog ua kom peb nco ntsoov tias txhua qhov kev pab me me ntxiv rau qee yam loj dua, thiab nws tsis yog khoom noj xwb-peb kuj txhawb peb lub zej zog thiab txhawb kev cia siab rau txhua tus.
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