Donating safely: Tsis txhob sib hlub sib txhawb Scams
Lub kaum hli ntuj 22, 2024
Nrog cov teeb meem heev heev devasting txhiab tus zej zog thiab cov nyiaj so koobtsheej caij los txog, nws tseem ceeb heev uas yuav tsum vigilant txog chaw pab scams. Thaum koj txiav txim siab txhawb koj txog, koj xav kom koj donation suav. Ntawm no yog ib co tswv yim los pab koj npaj koj donation ua ntej koj muab – thiab tsis txhob sib hlub sib txhawb.
5 yam ua tus ua ntej Donating rau ib qhov chaw pab
- Nrhiav kev pab hauv internet rau koj txog — xws li "nag xob nag cua nyem" los yog "tsis muaj tsev nyob" — ntxiv cov nqe lus xws li "zoo tshaj plaws" los yog "mas nyob sib hlub sib txhawb." Thaum koj nrhiav tau ib qhov chaw pab uas koj nyob nraum xaiv muab rau, nrhiav nws lub npe ntxiv "tsis txaus siab," "ntsuam xyuas," "kev dag," "kev dag," los yog "quaj qw." Yog koj pom tias koj saib xyuas txoj kev phem, tej zaum nws yuav zoo tshaj los nrhiav lwm lub koom haum.
2. Xyuas seb qhov chaw pab lub website. Nws puas muab koj cov lus qhia txog cov kev pab cuam uas koj xav txhawb los yog seb nws siv donations? Koj donation yuav ncaj qha mus txhawb cov kev pab cuam uas koj tu txog? Yog hais tias koj tsis nrhiav tau cov lus qhia txog ib qhov chaw pab lub hom phiaj thiab cov kev pab cuam, tej yam txawv.
3. Siv ib lub koom haum uas pab koj tshawb fawb privation charities:
4. Nrhiav seb tus fundraiser thiab qhov chaw pab yog sau npe. Ib txhia lub xeev yuav tsum tau tias charities sau npe nrog rau lub xeev regulator. Xyuas seb ib fundraiser thiab qhov chaw pab lawv nyob nraum hu rau cov neeg sau npe nyob rau hauv Minnesota ntawm https://www.ag.state.mn.us/Charity/.
5. Tshawb seb puas pub nyiaj ntsuab rau yus qhov chaw ua se uas yus them yus. Yog hais tias qhov no yog ib qho tseem ceeb rau koj, tshawb kom paub tseeb tias lub koom haum uas koj nyob nraum pub sau npe nrog lub IRS ua ib lub koom haum se-zam. Saib lub koom haum hauv IRS cov nyiaj ua se tau zam mus nrhiav.
Tsis txhob pub rau ib qhov chaw pab Fake
- Tsis txhob pub leej twg maj koj ua ib donation. Scammers maj koj ces yog tsis muaj sij hawm los tshawb fawb lawv cov neeg pab leg ntaubntawv los yog xav tias nws mus txog.
- Tsis txhob ntseeg koj hu ID. Tshuab ua rau nws yooj yim rau scammers fake hu ID cov ntaub ntawv. Hu tau rau koj zoo li lawv tuaj ntawm koj cheeb tsam code, los yog los ntawm ib lub koom haum specific, txawm tias lawv tsis. Nyob rau hauv kev muaj tiag, tus hu yuav yog qhov twg nyob hauv lub ntiaj teb.
- Yog hais tias tus fundraiser hais tias koj twb qhaib, nres thiab kos. Lawv yuav dag thiab hais — nyob rau hauv ib lub xov tooj hu los yog ib tug neeg xa ntawv tuaj rau koj, lossis tias koj twb qhaib ua donation, lossis uas koj pub rau lawv tsaib no. Lawv xav tias txhais tau tias koj yuav kam pub.
- Mloog zoo zoo rau lub npe ntawm qhov chaw pab, sau nws, thiab ces kev tshawb fawb nws. Ib txhia scammers siv npe uas suab heev li lwm charities mus ua kom yuam kev koj. Ua ib co kev tshawb fawb ua ntej koj muab.
- Saib rau sentimental thov nrog ob peb lus. Tej yam txawv yog hais tias koj hnov ntau vague sentimental thov, piv txwv li, tias qhov chaw pab ntau tsev neeg uas tsis them taus mob cancer thiab veterans pig ntawm tsov rog uas tsis tau ua hauj lwm, tiam sis tsis tau specifics txog li cas koj donation yuav siv.
- Tsis txhob pub nrog ib tug hlau hloov mus los yog khoom plig. Leej twg nug koj pub qhov no yog ib tug scammer.
- Sweepstakes winning in exchange for ib donation? nope. Yog hais tias ib tug neeg guarantees koj yuav yeej tus nqi zog los yog contest yog hais tias koj contribute, uas yog ib tug quaj qw. Koj yuav tsis yeej dab tsi, thiab koj donation nyiaj yuav mus rau ib scammer.
Cov ntaub ntawv coj tuaj rau koj los ntawm Catholic Charities nyiaj txiag thiab tsev Counseling.
Cov Chaw Muab Kev Pab:
https://consumer.ftc.gov/shopping-and-donating/donating-charity
https://consumer.ftc.gov/features/donating-safely-and-avoiding-scams
https://www.ag.state.mn.us/Charity/
https://www.ag.state.mn.us/consumer/publications/GivingToCharities.asp
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Hnub Tuesday, Lub Ib Hlis Ntuj Tim 28, ib pawg tub ntxhais kawm ntawm Trex North School tau mus xyuas Pond View Estates hauv Albany, tsim los ntawm Sandy Baldwin, tus thawj coj pab pawg, thiab koom tes nrog Catholic Charities hauv St. Cloud. Julie Ueland, tus kws pab tswv yim rau tub ntxhais kawm, tau pab saib xyuas qhov project kom ntseeg tau tias txhua yam mus zoo. Pond View Estates yog Senior Dining Congregate Kitchen, qhov twg cov neeg laus tuaj sib sau ua ke kom txaus siab rau pluas noj thiab kev sib raug zoo, ua rau nws yog ib qho chaw zoo tshaj plaws rau cov tub ntxhais kawm ntawv txuas nrog cov neeg nyob hauv. Thaum cov tub ntxhais kawm tuaj txog, cov neeg nyob hauv tau zoo siab los ntawm cov tub ntxhais hluas lub zog thiab kev txaus siab uas lawv coj tuaj. Cov tub ntxhais kawm tau sai sai tau ua hauj lwm pab cov laus tsim Valentine's cards ua ntej noj su. Cov huab cua tau ntim nrog kev muaj tswv yim thiab kev luag thaum txhua tus ua haujlwm ua ke los ua cov ntawv muaj yeeb yuj thiab xav paub. Tom qab ntawd, pab pawg tau noj su ua ke, qhov chaw noj mov puv nrog kev sib tham zoo. Cov tub ntxhais kawm sib tham nrog cov laus, hnov lawv cov dab neeg thiab tsim kev sib txuas tshiab. Kev mus ntsib txuas rau ntau tiam neeg, txhawb kev sib tham muaj txiaj ntsig thiab muaj kev xyiv fab. Qhov tseem ceeb ntawm lub hnub yog qhov kev ua si bingo uas ua raws noj su, qhov kev zoo siab tau puv hauv chav raws li cov lej raug hu. Kev sib tw phooj ywg ua rau muaj kev luag ntau, tshwj xeeb tshaj yog thaum ib tus neeg tsuas yog ib tus lej deb ntawm kev yeej, tsuas yog rau lwm tus neeg koom los tuav qhov khoom plig ua ntej. Kev lom zem, kev sib raug zoo, thiab kev sib koom ua ke ua rau txhua tus luag nyav. Ob peb qhov kev sib cuam tshuam suav nrog Yauxej thiab Riley siv sijhawm nrog cov neeg nyob hauv Victor Tschida, thiab Tianna sib koom lub sijhawm tshwj xeeb nrog cov neeg nyob hauv Ken Bunger. Cov kev sib txuas no tau qhia txog qhov cuam tshuam tob ntawm kev sib raug zoo ntawm kev sib raug zoo. Rau ntau tus neeg nyob hauv, kev mus ntsib los ntawm cov tub ntxhais kawm yog qhov kev npaj txhij txog tab sis muaj txiaj ntsig zoo, ua rau txhua tus paub txog qhov tseem ceeb ntawm kev ua lub sijhawm rau ib leeg. Nws yog ib hnub zoo nkauj ntawm kev txhawb nqa zej zog, kev sib txuas, thiab kev ua siab zoo. Raws li cov tub ntxhais kawm npaj tawm mus, muaj kev txaus siab ntawm huab cua. Tsis tsuas yog muaj hnub ci ntsa iab rau cov neeg laus lub neej, tab sis nws tseem ua rau muaj kev xav ntev ntev rau cov tub ntxhais kawm, uas tau nkag siab tob txog kev xyiv fab thiab kev ua tiav uas los ntawm kev siv sijhawm zoo nrog lwm tus. Hnub xaus nrog luag nyav, puag, thiab cog lus tias yuav rov qab los, nco ntsoov tias kev sib txuas ntawm tib neeg muaj zog thiab muaj txiaj ntsig zoo li cas.
Ntawm Lincoln Elementary hauv Little Falls, cov chav kawm pre-K muaj kev vam meej ua tsaug rau Miss Maranda thiab Dorothy, Foster Grandparent volunteer. Ms. Maranda pom zoo tias muaj yawg Dorothy hauv chav. "Nws zoo heev uas muaj ib tus neeg muaj kev xav tshiab uas txuas nrog cov tub ntxhais kawm," nws hais. Dorothy pab cov tub ntxhais kawm nrog kev kawm thiab coj kev saib xyuas rau cov tub ntxhais kawm ntawv yau tshaj. Dorothy nyiam nws lub luag haujlwm, pom nws lom zem thiab muaj txiaj ntsig. "Cov menyuam yaus lom zem heev, thiab kuv zoo siab los pab nrog cov tshooj lus uas cuam tshuam rau lawv txoj kev kawm tau ntau xyoo," nws hais. Kev txaus siab ntawm Miss Maranda thiab Dorothy yog kev sib nrig. "Dorothy coj qhov zoo, muaj txiaj ntsig thiab ua siab zoo, thiab tau dhau los ua ib feem tseem ceeb ntawm peb pab pawg hauv chav kawm," Miss Maranda qhia. Dorothy xav tias muaj nuj nqis, tshwj xeeb tshaj yog thaum cov kws qhia ntawv nco txog nws qhov cuam tshuam rau cov tub ntxhais kawm. Dorothy hais tias "Thaum kuv tus kws qhia ntawv qhia kuv, 'Kuv tuaj yeem qhia cov tub ntxhais kawm uas koj tau ua haujlwm nrog,' nws ua rau kuv paub tias kuv tau ua qhov txawv txav," Dorothy hais. Lawv txoj kev koom tes tau ua rau kov lub sijhawm, xws li tus tub ntxhais kawm puag Dorothy ntawm Walmart. Dorothy hais tias "Nws qhia txog kev sib txuas mus ntev uas peb tau ua," Npeeg Maranda echoes qhov no, hais tias, "Peb zoo siab tos txais lwm tus niam tais yawm txiv hauv peb txoj haujlwm. Nws zoo siab tias muaj ib tus pog yawg uas ua rau muaj kev cuam tshuam ntev rau kev kawm thiab kev sib raug zoo." Dorothy qhov kev txhawb nqa yog ib qho tseem ceeb rau cov tub ntxhais kawm tawm tsam. "Kuv nyiam txhawb kom lawv ua qhov zoo tshaj plaws," nws hais tias, nrhiav kev xyiv fab thaum pom lawv lub ntsej muag zoo siab thaum lawv tuav lub tswv yim lossis ua tiav ib qhov project. Kev koom tes ntawm Miss Maranda thiab Dorothy qhia txog qhov cuam tshuam ntawm cov neeg tuaj yeem pab dawb. Dorothy qhov muaj txiaj ntsig zoo, kev txhawb nqa, thiab kev xav txhim kho kev kawm paub thiab muab kev pab tsis muaj nuj nqis rau cov kws qhia ntawv, qhia txog kev sib nrig sib pab ntawm Foster Grandparent Program.
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